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GLOSSARY TERMS
Glossary Term J – 100 Best Credit Reports
Joint account
Any kind of account that is owned and shared by more than one person.
Joint credit report
Credit files always remain separate, but a creditor can request a joint credit report if there is a joint application for credit. (such as a mortgage for a husband and wife)
Judgement
When a court has to make a decision regarding a consumer's finincial obligations. Judgements are recorded on a credit report.
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