Electronic Fund Transfer Act (EFTA)
An act passed by congress that establishes guidelines for correcting mistakes on electronic fund transfer account statements.

Equal Credit Opportunity Act (ECOA)
A U.S. law that prohibits creditors from discriminating consumers based upon their gender, race, religion, national origin, sexual orientation, or age.

Equifax

One of the three largest credit reporting agencies in the United States.

Experian

Another one of the three largest credit bureaus in America.