Top Credit Report Recommendations
1
Free Credit Profile Free credit report, credit score and debt analysis. Read Review
2
Consumer Info Free Credit Report Free online credit report with 30-day trial. Read Review
3
Online Credit Info Free Credit Report Free personal credit report with 30-day trial membership. Read Review
4
ReliaCredit 3 in 1 Credit Report Instant 3-in-1 credit report online. Read Review
GLOSSARY TERMS
# - A - B - C - D - E - F - G - H - I - J - K - L - M - N - O - P - Q - R - S - T - U - V - W - X - Y - Z

What If I Become an Identity Theft Victim?

Been victimized by identity fraud? You may just be discovering how far-reaching the effects of such fraud can be. Recovering from identity theft can be a long and difficult process, but the more quickly you take action the better. Let us tell you where to start.



  • The very first thing you should do is contact the fraud divisions of all three major credit reporting agencies to let them know that you have been a victim of identity theft. They will place a "fraud alert" on your file. This will help prevent any new fraudulent accounts from being opened in your name by requiring creditors to get your permission before opening any new accounts in your name.

    Equifax: 800-525-6285
    Experian: 888-397-3742
    Trans Union: 800-680-7289

  • Contact your local police department to file a report. Be sure to keep a copy of the report in case your creditors require proof of the crime.
  • Call the federal government


Related Article: How Do I Clean Up My Credit Report? >>
The Learning Center
Credit
Fair Credit Reporting Act Equal Credit Opportunity Act Fair Credit Billing Act and Electronic Fund Transfer Act What is Credit? How Credit Bureaus Work Personal Credit Report - A Financial History What is a Credit Score? Keeping an Eye on your Personal Credit History How Do I Clean Up My Credit Report? Choosing the Best Credit Repair Services TransUnion - Credit reporting agency Experian - A Leading Credit Bureau Equifax - Personal Credit Solutions
Debt
Fair Debt Collection Practices Act Selecting a Debt Management Program or Debt Counseling Service Finding the Right Debt Consolidation Agency
Personal Finance
Consumer Protection Laws - Credit and Debt Steering Clear of Credit Repair and Debt Management Scams Do I Have a Debt Problem? Get Me Out of Debt! Debt Free Living - A few simple suggestions Identity Theft Prevention - Protecting yourself What If I Become an Identity Theft Victim?